Modal Makin Besar, Bank Makin Leluasa - Indonesian Economist Association (ISEI) with the Association of Alumni Universitas Islam Indonesia (IKA-UUI) held a national seminar on the theme Policies Multiple-License "Challenge Against Bank Indonesia".
National Seminar was attended by economic experts and the banking BI deputy governor Halim Alamsyah, Director of the Directorate of Research and Settings BI Irwan Lubis, Bank Mandiri president director Zulkifli Zaini, Chief Economist BNI / Ryan Kiryanto economist and Chief Executive Mirza Adityaswara LPS.
Layered Licensing Policy (Multiple License) BI will distinguish strata based bank capital means the amount of capital a bank, then the bank will be free to develop its business, including in opening branches in the area. Thus the Indonesian banking should be ready to face the challenges of the policy.
"The amount of capital a bank, then the bank will be more flexible," said BI Deputy Governor Halim Alamsyah, while filling his speech at the National Seminar on the theme Policies Multiple-License "Challenge Against Bank Indonesia", in Room Kempinski Hotel Bali, Jakarta, Thursday (02/07/2013).
Multiple-license policy, the Director of the Directorate of Research and Settings BI Irwan Lubis said the regulatory minimum liability productive credit does not apply to bank lending activities are focused on the financing of home ownership for the benefit of people with a minimum loan amount of 75 percent, but not reducing liabilities to banks lending to SMEs.
"The focus on the financing of home ownership for the benefit of people with a minimum loan amount of 75 per cent," said Irwan Lubis.
While the multiple-license regulations that will be set in March 2013 with the transition until June 2016 for the commercial banks, except that the transition BPD until June 2018.
With the presence of the participants in the National Seminar entitled Multiple-License Policy "Challenges Against Bank Indonesia" participants are expected to understand the challenges related to the Indonesia banking license multiple policies (Licensing plated), and also be ready if you want to venture into business banking.
National Seminar was attended by economic experts and the banking BI deputy governor Halim Alamsyah, Director of the Directorate of Research and Settings BI Irwan Lubis, Bank Mandiri president director Zulkifli Zaini, Chief Economist BNI / Ryan Kiryanto economist and Chief Executive Mirza Adityaswara LPS.
Layered Licensing Policy (Multiple License) BI will distinguish strata based bank capital means the amount of capital a bank, then the bank will be free to develop its business, including in opening branches in the area. Thus the Indonesian banking should be ready to face the challenges of the policy.
"The amount of capital a bank, then the bank will be more flexible," said BI Deputy Governor Halim Alamsyah, while filling his speech at the National Seminar on the theme Policies Multiple-License "Challenge Against Bank Indonesia", in Room Kempinski Hotel Bali, Jakarta, Thursday (02/07/2013).
Multiple-license policy, the Director of the Directorate of Research and Settings BI Irwan Lubis said the regulatory minimum liability productive credit does not apply to bank lending activities are focused on the financing of home ownership for the benefit of people with a minimum loan amount of 75 percent, but not reducing liabilities to banks lending to SMEs.
"The focus on the financing of home ownership for the benefit of people with a minimum loan amount of 75 per cent," said Irwan Lubis.
While the multiple-license regulations that will be set in March 2013 with the transition until June 2016 for the commercial banks, except that the transition BPD until June 2018.
With the presence of the participants in the National Seminar entitled Multiple-License Policy "Challenges Against Bank Indonesia" participants are expected to understand the challenges related to the Indonesia banking license multiple policies (Licensing plated), and also be ready if you want to venture into business banking.